A pastor arrives at church on Monday morning after a strong Texas storm. At first, the property does not look too bad. Tree branches are scattered across the parking lot, and there is debris near the fellowship hall. The buildings are still standing. Then someone...
When a hurricane hits the Houston area, business owners may have to make many fast decisions. The first concern is safety. Is the building safe to enter? Is water still coming in? Are there broken windows, damaged electrical systems, or loose roofing materials? Can...
A commercial property insurance claim often starts with a problem at your business. A storm damages the roof of your warehouse. A pipe breaks and floods an office. A fire damages a restaurant, retail store, church, apartment building, or other commercial property....
Was your hail damage insurance claim denied or underpaid in Texas? Learn why insurers dispute hail and roof claims, what documents and estimates to review, and what steps you can take next. Santex Public Adjusters helps policyholders understand denied, underpaid, and disputed property claims across Greater Houston.
Insurance Claim Checklist: What to Do After Property Damage Property damage can happen without warning. A storm may tear shingles from your roof. A pipe may burst and flood part of your home. A fire may damage one room and leave smoke in several others. When something...
A Houston homeowner finds serious damage to their home after a storm. They call the insurance company, open a claim, and wait for an adjuster to inspect the property. A few days later, the insurance company sends an estimate. The total is about $22,000. At first, that...
When your home is damaged, your first concern is usually the property itself. You may have water coming through the ceiling, storm damage to the roof, or smoke from a fire. You want to stop the damage and get your home back to normal as soon as possible. Then you...
Filing a property damage claim can feel like a big step. Your home or business has been damaged, and now you are asking your insurance company for help. Once the claim is filed, many property owners expect the process to move quickly. But filing the claim is only the...
What Documents Do You Need for an Insurance Claim? A Complete Checklist for Homeowners Filing an insurance claim after property damage can feel stressful. Your home may have been damaged by a fire, storm, burst pipe, hail, or another sudden event. At the same time,...
Finding damage to your home can be overwhelming. A strong storm may rip shingles off your roof. A broken pipe can flood your kitchen. A fire may leave your home unsafe to live in. Once the immediate danger has passed, most homeowners ask the same question: "How long...
