While the insurance appraisal process should be simple and straightforward, it is often confusing and intimidating for policyholders. At Santex Public Adjusters, we are here to help our clients feel empowered through the process, armed with the information and support they need to get the most out of their policies.
Here are four insider secrets to insurance appraisals that ensure a fair and accurate claim:
- Documentation is key. When it comes to insurance appraisals, evidence is essential. Photos, paperwork, and other proof of your claim will only validate your claim and help secure an honest appraisal.
- Arbitration is part of the process. You have a right to arbitration in the claims process. Just as insurance companies will be looking to their best interests when dealing with your claim, so should you. We support our clients and advocate on their behalf to maximize the benefits for their claims. This very often involves objecting to the initial claim payout. We do not rest until we secure a fair resolution.
- Third-party insurance appraisals are worthwhile. Hiring a third-party appraiser can make a big difference in your insurance claim. As professional insurance adjusters, we bring our expertise and experience to ensure your appraisal is conducted fairly and accurately. We secure all necessary documentation and handle your claim with excellence to ensure a smooth claims process.
- There is always room for negotiation. While insurance companies would like you to believe their initial claim is the end of the line, there is always room to continue the conversation. If you feel you are not getting the full extent of your policy, you have options. Hiring a public adjuster can leverage your position by conducting a follow-up appraisal and negotiating your claim until you get the benefits you deserve.