Are Insurance Appraisals Necessary?

HomeBlogAre Insurance Appraisals Necessary?

Determining the value of your home and belongings can be difficult. After all, how do you place a value on an heirloom or family home with sentimental value? Many people have possessions that they would deem priceless, but in the world of insurance, you’ll need a monetary value placed on your belongings when setting up insurance policies, as well as dealing with insurance claims if your belongings become damaged or destroyed.

Are Insurance Appraisals Necessary?

Insurance appraisals involve hiring a third party to assess and determine the value of your home, belongings, or anything else you’re wanting to insure. This places a fair value on the item to make sure that you get the right coverage if the item is damaged. Your appraiser will take photos and detailed notes about the item and its condition to determine the most accurate value. The importance of insurance appraisals can’t be overstated, as without them, you may find yourself getting shorted money that you deserve during the insurance claim process.

At Santex Public Adjusters, our job is to advocate for you during complex insurance claims processes. One of the ways we do this is by offering insurance appraisals to serve your best interest, not that of your insurance provider. You can rely on us to be fair and accurate in our documentation and appraisal of your home or any of your possessions because we care about making sure you receive the settlement you deserve for the insured property that’s been damaged. Call us today to learn more about how our insurance appraisals will help you when navigating insurance claims.