At Santex Public Adjusters, we understand how important your home is to you and how devastating it can be when your property suffers damage; especially if your home insurance won’t cover the costs of restoration. If your home insurance claim has been denied, don’t lose hope. Instead, contact our team to find out how we can help.
In this article, we will explain more about what you can do about denied home insurance claims.
- Appeal the Claim – The first thing you can do to fight denied home insurance claims is to appeal the denied claim. Your insurer will have a list of steps to take to appeal your claim, which will typically require you to provide some documentation and fill out some forms. Our team is familiar with the appeals process, and we can help you through it.
- Enlist Help – We also recommend enlisting the help of a public insurance adjuster to challenge or appeal denied home insurance claims. For those who are unfamiliar, public insurance adjusters (like those on our team) work on your behalf as the policyholder, not on behalf of the insurance company. We can help you file the right forms, collect evidence of the damage, and negotiate with the insurance company for you.
- Escalate – A third thing you can do to fight denied home insurance claims is to escalate the issue to your state insurance board. This process is like taking a legal case to a higher court or speaking to a manager. Our team can help you decide whether escalating your claim is the right decision.