Where there’s fire, there’s smoke. If your property has recently been impacted by a fire, whether from a cooking accident, natural disaster, or other cause, there’s likely to be smoke damage in addition to whatever damage was caused by the fire itself. Smoke damage can often be difficult to understand and pinpoint, which makes navigating smoke damage claims far more challenging for homeowners.
Here at Santex Public Adjusters, we want you to be well informed about the different types of damages that your property may encounter so that you know how to negotiate coverage for these damages with your insurance provider. We’ve seen how many people aren’t properly educated about what smoke damage looks like, even though there are many ways this damage can manifest.
For example, one of the more obvious effects of smoke damage is the aesthetic impacts. Wall discoloration is a common lingering effect of smoke that shows up wherever a fire was present, including around electrical outlets in the case of an electrical fire or on the wall above a stove after a cooking fire. Smoke damage also shows up in toxicity stemming from wood that has absorbed smoke, including the wooden structure of your home. These toxins aren’t easily dealt with and require specialized repair and restoration services, but since this damage isn’t as easily visible as other kinds of damage, you may not be aware of this lingering problem after the fire is put out.
We hope you never have to deal with a fire in your home, but if you have recently experienced a fire, don’t deal with your insurance provider alone. Instead, reach out to us to find out how to properly assess your property’s smoke damage and navigate the claims process with confidence.