Types of Hurricane Damage to Include in Your Insurance Claim

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Natural disasters can leave varying degrees of damages in their wake. Property damage is common following a hurricane, and there are many different types of hurricane damage that should be included in your home insurance claim following a disaster. Here are a few of the most common types of hurricane damage:

Types of Hurricane Damage to Include in Your Insurance Claim

  • Roof damage. Even with smaller hurricanes, roof damage is common. From missing shingles to roofs caving in, there are several different ways that a roof may be affected by a hurricane. Always make sure to note even the smallest damages with your roof, as roof issues may be much more severe than how they initially appear.
  • Water damage. This type of hurricane damage can manifest in a multitude of ways. Mold growth can destroy property and create a hazard to your health. Standing water and flooding can weaken your home’s structural integrity. Water damage is severe and can mean disaster for your entire home, so you’ll want to take plenty of pictures of any standing water or water damage before trying to clean any of it up.
  • Impact damage. This refers to damage caused by thrown or fallen objects, such as smashed windows from flying debris or uprooted trees falling onto your home.

Documentation is key for citing hurricane damage on any insurance claim that you file. Always take pictures of damages before moving anything or cleaning anything up. If you’re worried about going through the insurance claims process alone, our team here at Santex Public Adjusters is prepared to advocate for you. We offer claims assistance services to make sure you get a fair settlement, so call today to maximize your settlement with a team of professionals at your side.