When you file an insurance claim, the company will have an adjuster review your case to assess the damage, and their assessment will affect how much coverage you get for the claim. For example, if you file an insurance claim for storm damage to your home, the insurance company will send someone to inspect the damage before they offer any payment. If the adjuster works for the insurance company, you might be thinking, “Then how can I trust them to give me a fair assessment?” and that’s an excellent question.
Our team at Santex Public Adjusters can provide a solution in cases where your insurance company is not dealing fairly with you. We are public insurance adjusters, which means we work for you and can negotiate with your insurer on your behalf. Keep reading to get a more complete overview of what a public insurance adjuster does.
- Inspect and Assess – As we mentioned above, part of a public insurance adjuster’s job is to inspect and assess property damage. For example, if your home has been damaged in a storm, then you can have one of our adjusters evaluate and document the damage.
- Manage Claims – Another part of a public insurance adjuster’s role is to manage the claims process on your behalf. Trying to file a property damage claim on your own can be tricky, especially if the damage is severe, as it’s not always clear what portion of the damage was caused by what, or which policy applies. For example, a hurricane can cause flood damage to your foundation, as well as wind damage to your roof, and this might require filing claims under two different insurance policies. Our team will handle all the paperwork for you so you can be sure everything is filed correctly.
- Negotiate – The third part of a public insurance adjuster’s job is to communicate and negotiate with the insurance company on your behalf. Our team is here to help you get the coverage you deserve, so we will make sure the damage is represented accurately, and we’ll negotiate with the company to make them give you a fair deal.