You pay for your insurance so it will cover you when you need it. For example, you pay for your home insurance so that in the event your home gets damaged, the insurance policy will pay to repair it. In practice, though, getting the coverage you need can be more difficult than that, as insurance companies can deny your claim for a variety of reasons.
Getting a claim denied can feel devastating, but fortunately, it doesn’t have to be the end of the story. If you are dealing with denied claims, turn to our team at Santex Public Adjusters for help. We will negotiate with the insurer on your behalf to get you the payout you deserve. Here’s how it works.
- We’ll Review Your Policy – The most common reason insurance companies cite for denied claims is that the policy does not apply to your specific scenario. To combat this, our team will review your insurance policy in detail. We’ll find evidence to argue why your policy should apply in your case.
- We’ll Assess the Damage – Another possible reason behind denied claims is inaccurate damage assessments. When you file a claim with your home insurance company, the company will send someone to inspect the damage. If the company’s inspector doesn’t find sufficient damage, then your claim can get denied. Our team will conduct our own assessment of the damage to your property, then use this report to negotiate on your behalf.
- We’ll Negotiate for You – Dealing with denied claims can be intimidating, especially if you are not used to fighting with insurance agents. Our team has extensive experience in negotiating with insurance companies, and we will handle all the communications and negotiations for you so you won’t have to.